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Underinsured Auto Insurance – New Utah Case – James Esparza Law Firm

Filled under Auto Accidents, Damages, Insurance Companies, Uncategorized on April 18, 2012 - no comments .

In Lopez v United Auto Insurance Company, 12 Utah 10, the Utah Supreme Court faced the issue of what constitutes a “reasonable explanation” of underinsured motorist (UIM) coverage under section 31A-22-305.3 of the Utah Code (UIM Statute). The facts of the case are undisputed.  Miriam Sanchez purchased auto insurance liability policy from United Auto Insurance, selecting uninsured motorist coverage equal to her bodily injury liability limits of $25,000, but rejecting underinsured motorist coverage by signing

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Litigation with Insurance Companies

Filled under Insurance Companies on February 2, 2011 - no comments .

In many injury cases, the party being sued is represented by insurance companies and their lawyers.  Once the suit is filed, these insurance companies often assume the defense costs and ultimately may have the responsibility for paying damages to the injured party, either through a settlement or damage award. Insurance companies don’t exist for the common good; they exist to make money.  The less money that they pay out in claims each year, the more

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    Why Choose the James Esparza Law Firm?

    Our personal injury firm is dedicated to representing those injured in accidents caused by others.

    We understand that your life, or the life of a loved one, has been changed due to the actions of another person or company.

    Our goal is to get you the full compensation to which you are entitled.

    We are not a high volume law firm. In fact, we’ve made a strategic decision to accept fewer cases than in previous years. This strategy allows the Firm’s principal attorney, James Esparza, to directly handle all client matters.

    Clients are not delegated to junior associates. Firm clients who call speak directly with Mr. Esparza; if he’s not available, he generally returns client calls later that same day.

    If you’ve been injured, call us – we can help. As an experienced personal injury law firm, we’ve helped clients for more than 25 years.

    The initial consultation is free. If we agree to handle your case, we’ll work on a contingency fee basis. As a result, you will not owe us anything until we obtain a settlement or award for you.

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